Alipay is China's most popular mobile payment platform, used by over 1.3 billion people. As a foreigner visiting or living in China, setting up Alipay will make your life significantly easier - from paying at restaurants and shops to ordering taxis and shopping online. Here's a step-by-step guide to get you started.
Before You Begin: What You'll Need
A valid passport (with at least 6 months validity)
A Chinese phone number (you can get one at the airport or local shops)
A working international debit/credit card (Visa, Mastercard, JCB, Discover, or Diners Club)
A stable internet connection
Step-by-Step Setup Guide
1. Download the Alipay App
For iOS: Download from the App Store
For Android: Download from Google Play or your device's app store
Make sure to download "Alipay" (with the blue logo), not AlipayHK or other regional versions
2. Register Your Account
Open the app and tap "Sign Up"
Select your country/region
Enter your Chinese phone number and verify with the SMS code
Fill in your personal information (name as it appears on your passport)
Set a strong password
3. Verify Your Identity
Go to "Me" > "Profile" > "Verify Identity"
Choose "Foreign Passport" as your ID type
Take clear photos of:
Your passport information page
Your passport photo page
A selfie (follow the on-screen instructions)
Submit for verification (usually takes 1-2 business days)
4. Link Your International Card
Go to "Me" > "Bank Cards" > "Add Card"
Enter your card details (card number, expiry date, CVV)
Fill in your billing address (must match your bank records)
Verify with the OTP (one-time password) sent to your phone/email
Important Notes About International Cards
Transaction fees: 3% service fee may apply for payments
Limitations: Some smaller vendors may not accept international cards
Recommended: For long-term use, consider opening a Chinese bank account
Key Features to Set Up After Verification
QR Code Payment: Your personal QR code is automatically generated
Tour Pass (for short-term visitors): Prepaid digital wallet for small payments
Transportation: Add metro/bus cards for contactless payment
Mobile Top-Up: Conveniently recharge your Chinese phone number
Troubleshooting Common Issues
Problem: Verification fails repeatedly
Solution: Ensure all passport photos are clear with no glare, and your selfie matches your passport photo
Problem: Card won't link
Solution: Contact your bank to ensure international transactions are enabled
Problem: Can't make payments at certain vendors
Solution: Try using Tour Pass or ask if they accept international cards
Tips for Using Alipay in China
Always carry some cash as backup (about 10% of vendors may not accept foreign Alipay)
For larger payments, consider using WeChat Pay as an alternative
Check exchange rates regularly as they fluctuate
Keep your phone charged - no Alipay means no payments!
By following these steps, you'll be able to navigate China's cashless society with ease. Enjoy the convenience of mobile payments during your stay!